SocietyOne

Personal loans made easy

Simply fill out the application form and get a decision in minutes.

13+

Years of experience

About SocietyOne

Lending Made Smarter.
For You.

Since 2012, SocietyOne has been helping Australians access fair, fast, and flexible personal loans. With over $1 billion in total lending and the launch of smart tools like SpendOne and SaveOne accounts,

PERSONAL LOANS

You're in control.

Decide how much you want to borrow and pay back over a time that you choose. We never charge monthly or early repayment fees.

Get what you need.

Secure between $5,000 and $70,000 for your personal goals.

Fast and Hassle-Free

Receive a customised rate in just 2 minutes.

Credit score safe

Requesting a quote won’t leave any impact on your credit rating.

No ongoing fees

Enjoy zero monthly fees and no costs for early repayment.

How it works

Simple Steps to Smarter Lending

Getting a personal loan with SocietyOne is fast and easy. Check your rate without affecting your credit score, apply online in minutes, and get funds directly to your account—no hassle, no paperwork.

1.Get Your Rate

Fill in a few details and check your personalized rate with no impact on your credit score.

2. Apply Online

Complete a quick, secure online application. we’ll review your info and get back to you fast.

3. Get Your Funds

Once approved, your funds are transferred directly to your account — often by the next business day.

Get Started

Encourage user action
again near the bottom.

Check your rate in minutes. No impact on your credit score.

Why Choose Us

Smarter Loans.
Brilliant Financial Tools.

SocietyOne helps Australians access fast, flexible personal loans and powerful digital tools like SpendOne and SaveOne—designed to put you in control of your finances anytime, anywhere.

Fast & Easy Online Application

Apply in minutes with no paperwork—get approved and funded quickly, all from your phone.

Fair & Transparent Rates

We offer competitive interest rates with no hidden fees, so you always know what you're paying.

Trusted by Thousands

Over 35,000 Australians have chosen SocietyOne, with more than $1 billion in loans funded since 2012.

Smart Digital Tools

Manage your loan, check your credit score, and use our SpendOne & SaveOne accounts—everything in one simple app.

CREDIT SCORE

Be in the know.

Banks and lenders know your credit score, and so should you. Find out about your score, how it all works, and how you can improve it.

Unlimited Access

Track Your Progress

Improve Your Score

Our testimonials

Turn stories into success with our testimonials.

Real stories from real Australians—see how SocietyOne has helped thousands achieve their financial goals with confidence.

"The process with SocietyOne was super easy and fast. I applied online in just a few minutes, and to my surprise, the funds were in my account the very next day. No paperwork, no stress—just simple, straightforward service. Highly recommended!"

Sarah Mitchell Melbourne, VIC

"I was juggling multiple credit cards and felt overwhelmed. SocietyOne helped me consolidate everything into one easy loan with a fair rate. Now, I only have one monthly repayment, and I finally feel like I’m in control of my finances again. It’s been a life-changer."

Daniel Tan Sydney, NSW

"What really stood out to me was how easy the online process was. I could check my rate without affecting my credit score, which gave me peace of mind. The application was smooth, the approval was quick, and everything was done from my phone. Stress-free and efficient!"

Jessie Leung Brisbane, QLD

"After getting a loan with SocietyOne, I started using their SpendOne and SaveOne accounts too. The app lets me see everything in one place—my spending, savings, and repayments. It’s honestly the most convenient way I’ve ever managed my money. Love it!"

Mark Reynolds Perth, WA